Categories: Business

ICICI Financial institution launches new digital lending platform iLens

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Tata Consultancy Companies (TCS) and ICICI Financial institution on Tuesday introduced the launch of ‘iLens’, a digital lending resolution, powered by the TCS lending platform. The platform digitises the complete lending course of— from software to disbursement— for customers. The launch goals to supply clients sooner turnaround of mortgage purposes, better transparency of mortgage standing and enriched expertise, TCS stated in an announcement.

V V Balaji, chief know-how officer, ICICI Financial institution, stated,  “By way of analysis, now we have came upon that clients need monetary options in a wholly digital course of, with better transparency of the standing of loans and sooner turn-around time. Now we have integrated these insights to construct ‘iLens’ as a future-ready, unified digital, end-to-end interface for patrons in addition to different stakeholders.”

To start with, iLens has began providing clients, together with new-to-bank people, to avail housing loans in a totally digital course of. This consists of onboarding by paperless login, importing paperwork, receiving instantaneous sanctions, appraising properties, and disbursement of loans. ICICI Financial institution plans to supply different retail loans resembling private, auto and bank cards on this platform.

Powered by the TCS lending platform, iLens affords a unified digital interface for all stakeholders — clients, staff, sourcing channels, legal professionals, technical officers, and underwriters. As per TCS, the platform permits seamless on-boarding of shoppers with minimal information entry, digital credit score evaluation of the borrower by tapping into varied information sources by API integrations, and video KYC. Additional, it has an inbuilt buyer interface that helps debtors monitor the standing of their mortgage software in actual time, in addition to digitally fulfil extra paperwork necessities and payment funds.

“This can be a landmark second in our partnership with ICICI Financial institution as we assist them digitally rework the retail lending course of and expertise utilizing the TCS lending platform. This additional reinforces the financial institution’s status for utilizing digital applied sciences to supply superior buyer experiences and drive aggressive differentiation,” Ujjwal Mathur, nation head, TCS India, said.

Furthermore, the platform’s mobile-first structure permits the complete consumer group to function it on any machine – mobiles, tablets, or desktops.

Additionally Learn: IndusInd Financial institution to supply EV financing to Tata Motors sellers

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